About · Exhibit 02

Why this exists

Yes, "Learing" is spelled wrong on purpose. It's a nod to the misspelled daycare sign from a viral Minnesota fraud video. That video showed what any citizen with public records and a camera can turn up.

“It’s time to take the money from the pirates and give it to the patriots.”— Nick Shirley, post on X, Oct 21, 2026

The Anti-Learing Center is an independent citizen project. We look at public data for patterns that have shown up in past fraud cases. When a lead clears our bar, we send it to the official channel built for it. This site shows only aggregate counts. It never shows who or what we flagged.

Methodology

How we flag

• Public official data only: CMS Medicare billing and ownership files, the federal NPI registry, the HHS-OIG exclusion list, the CMS revoked-provider list, and SBA PPP loan data. No private data, no people-search sites, and we contact no one.
• An outlier isn't enough. To be filed, a lead needs a hard, documentable red flag, such as an excluded person in ownership or control, billing after a revocation, billing that is impossible on its face, or a loan to an entity that official records show didn't exist.
• Already public? Dropped. Every lead is checked against DOJ and HHS-OIG actions and news.
• Scored honestly. Each lead is scored for likelihood, with the innocent explanation written next to the fraud explanation. We file only when the fraud explanation is clearly stronger.
• Official channel only. Every tip goes to america.gov/fraud with the source data rows attached, so investigators can check our work.
• Capped volume. We would rather file nothing than file noise. A flag is a lead for investigators, not an accusation or a finding of fraud.

What the numbers mean

• "Flagged & reported" is the total public program dollars (for example, Medicare paid amounts) tied to tips we have filed. It is not a loss estimate or a proven fraud amount; much of it may turn out to be legitimate.
• Counts and dollars update automatically from our filing log, and the categories add up to the totals.

Where tips were filed

38 tips filed so far, by receiving agency. Counts update automatically from our filing log.

• 34 tips filed with the HHS Office of Inspector General
• 3 tips filed with the SBA Office of Inspector General
• 1 tip routed via the federal tip line (america.gov)

Every tip goes in through america.gov/fraud, which routes it to the receiving office. Where the agency isn't named on our record, we group it under the federal tip line rather than guess.

How it works

1. Screen. We go through the public official data listed above for red flags, such as an excluded person in ownership or billing after a revocation.
2. Flag. We record a lead only if it has a hard, documentable red flag and the fraud explanation is clearly stronger than the innocent one.
3. File. We send it to the agency with jurisdiction, such as an inspector general's office, through that agency's official tip channel.
4. Publish totals only. The landing page shows live counts and dollar totals by category, and nothing else.

Credit: National Design Studio

Not affiliated · independent credit only

The federal reporting front door, america.gov/fraud, was built by the National Design Studio. Executive Order 14338, Improving Our Nation Through Better Design, created the Studio on August 21, 2025 (america.gov/about). It sits in the Executive Office of the President and is led by the Chief Design Officer (WIRED). America.gov launched on September 29, 2026. Its fraud intake went live around October 20, 2026: reports go to the Treasury Department, which routes them to more than 20 federal offices (america.gov/fraud; Runtime Wire). We aren't affiliated with the Studio. We just think it's good work.

Federal anti-fraud timeline

Public record, compiled independently · not affiliated with any agency

• AUG 21, 2025
  EO 14338 creates the National Design Studio. Source
• MAR 16, 2026
  Executive order creates the White House Task Force to Eliminate Fraud. The Vice President chairs it and the FTC Chairman is vice chair. It coordinates Treasury, DOJ, HHS, USDA, SBA and other agencies on eligibility checks and controls before payments go out. White House
• MAY 21, 2026
  DOJ's Minnesota health care fraud takedown charges 15 defendants in schemes worth more than $90M. DOJ
• JUN 23, 2026
  The 2026 National Health Care Fraud Takedown charges 455 defendants over more than $6.5B in alleged fraud. CMS suspends 1,079 providers. DOJ
• SEP 29, 2026
  America.gov launches. Source
• OCT 20, 2026
  DOJ's National Fraud Enforcement Division launches the Fraud Whistleblower Incentive Program. It's a three-year pilot that pays $10,000 to $30,000 for original tips that lead to criminal charges, backed by $25M from Treasury. DOJ · Program page · Ballard Spahr summary

“There is no case too big, no scheme too complex, and no hiding place too remote for our fraud-fighting team.”— DOJ Criminal Division, DOJ remarks, June 2026

Biggest busts

Publicly reported DOJ cases · headlines paraphrased · charges are allegations until proven

Government fraud, briefly

Fraud against public programs takes many forms: billing Medicare or Medicaid for care that was never given, kickbacks for patient referrals, pandemic loans to businesses that didn't qualify, sham nonprofits, and fake disaster claims. Every dollar stolen is a dollar that doesn't reach a patient, a child, or a small business that needed it.

How to report fraud

• Any federal program: america.gov/fraud. Your name is optional, and a tip that leads to charges may earn a reward.
• Medicare / Medicaid: HHS Office of Inspector General
• PPP / EIDL / SBA: SBA Office of Inspector General hotline
• Whistleblower rewards: DOJ Whistleblower Rewards Program

Report what you saw. Don't confront anyone, trespass, or put yourself at risk.

Limitations

Our sources and filing rules are described under Methodology above. Public data has real limits, and we keep them in mind. Nothing here is an accusation. We publish counts only: no names, businesses, places, or case details.

• Public data can't show intent, medical necessity, or what actually happened at a visit. A record that looks wrong may have an innocent explanation that only investigators can confirm.
• CMS hides small counts in its public files to protect privacy, so some activity can't be seen or measured.
• Public files are released with a lag and can contain errors, so they may not reflect the current picture.
• Categories are broad. A dash (—) means we have no real number to show.
• "Biggest busts" are public DOJ cases we had nothing to do with. Headlines are paraphrased, and charges are only allegations until proven in court.